Whole of Market Protection Experts
Meet Our Dedicated Advisory Team
Our experienced advisers help UK limited company directors, contractors, and business owners protect their families and businesses with whole-of-market advice and tax-efficient cover.
Senior Mortgage Broker & Director
Damian Youell
Damian founded NeedingAdvice.co.uk with a single focus: putting the client’s need ahead of everything else. With over a decade of experience as a whole-of-market broker, he specialises in cases that do not always fit standard high-street criteria, self-employed applicants, multi-income households, and company directors.
Independent Financial Adviser · Pensions, Investments & IHT
Romany Youell
Romany is NeedingAdvice.co.uk’s Independent Financial Adviser, covering the areas of the financial plan that sit beyond mortgages and protection. She advises clients on pension planning, investment strategies, and inheritance tax mitigation, helping families protect what they have built.
Mortgage Broker · Residential & Buy-to-Let
Matthew Shufflebotham
Matthew is a qualified mortgage broker who handles a broad range of residential and buy-to-let cases across the UK. He brings a thorough, detail-oriented approach to every application, from straightforward first-time buyers to complex corporate and income structures.
Client Relationship Manager · Application to Completion
Miles Turner
Miles is the Client Relationship Manager at NeedingAdvice.co.uk and the person who keeps the whole process running smoothly from your first enquiry through to completion. He acts as the central point of communication, chasing updates and answering questions.
Mortgage Broker · English, Punjabi & Urdu
Sumaiya Patel
Sumaiya is a qualified mortgage broker and a valued member of the advisory team. She works with clients across the UK offering whole-of-market guidance. Sumaiya is fluent in English, Punjabi and Urdu, an important distinction for clients who prefer discussing options in their first language.
Whole of Market Choice
Looking for the Right Cover?
We compare every leading UK provider — including Legal & General, Aviva, Royal London, Zurich, Vitality, and Corebridge — to secure the optimum terms for your company.